Credit Counseling in Canada

 
Credit Counseling Canada members help Canadians to solve their debt problems, learn to manage money and credit wisely. Debt repayment programs are an effective alternative to bankruptcy. We all have a responsibility to repay our debts. Sometimes individuals and their families need help to do this.
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Credit Counseling Canada helps hundreds of thousands of Canadians to resolve their debt problems and learn to use money and credit wisely, every year.
 

 

When you contacts the debt counselor agency a qualified counselor will review your situation and explore your options.
 
These options will vary according to the circumstances.
 
  • Help you develop a budget so you can regain control of your finances.
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  • Refer you back to your creditors
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  • Assist you and your creditors to negotiate a solution
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  • Establishing a debt repayment program
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  • Refer you to other community services
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  • You receive professional counseling at little or no cost
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  • You and the creditor receive unbiased advise.
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  • All options to resolve debt problems are explored.
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Debt Counseling should be explored before you apply for Bankrupcy.
 

To learn more about dealing with debt check the Office of the Superintendant of Bankrupcy Canada